Pawn store operator FirstCash Holdings (NASDAQ:FCFS) will be announcing earnings results this Thursday before the bell. Here’s what to expect.
FirstCash beat analysts’ revenue expectations by 9.3% last quarter, reporting revenues of $935.6 million, up 11.7% year on year. It was a stunning quarter for the company, with an impressive beat of analysts’ revenue estimates and .
Is FirstCash a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting FirstCash’s revenue to grow 15.7% year on year to $1.02 billion, improving from the 3.7% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $2.53 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. FirstCash has missed Wall Street’s revenue estimates three times over the last two years.
Looking at FirstCash’s peers in the personal loan segment, some have already reported their Q4 results, giving us a hint as to what we can expect. SoFi delivered year-on-year revenue growth of 37%, beating analysts’ expectations by 2.7%, and LendingClub reported revenues up 22.7%, topping estimates by 1.8%. SoFi traded down 9.4% following the results while LendingClub was also down 16%.
Read our full analysis of SoFi’s results here and LendingClub’s results here.
The euphoria surrounding Trump’s November win lit a fire under major indices, but potential tariffs have caused the market to do a 180 in 2025. While some of the personal loan stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 5% on average over the last month. FirstCash is up 5.8% during the same time and is heading into earnings with an average analyst price target of $189.60 (compared to the current share price of $171.13).
When a company has more cash than it knows what to do with, buying back its own shares can make a lot of sense–as long as the price is right. Luckily, we’ve found one, a low-priced stock that is gushing free cash flow AND buying back shares. Click here to claim your Special Free Report on a fallen angel growth story that is already recovering from a setback.