Financial services company Voya Financial (NYSE:VOYA) announced better-than-expected revenue in Q4 CY2025, with sales up 11.3% year on year to $2.11 billion. Its non-GAAP profit of $1.94 per share was 6.6% below analysts’ consensus estimates.
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Voya Financial (VOYA) Q4 CY2025 Highlights:
- Revenue: $2.11 billion vs analyst estimates of $2.01 billion (11.3% year-on-year growth, 5% beat)
- Pre-tax Profit: $169 million (8% margin)
- Adjusted EPS: $1.94 vs analyst expectations of $2.08 (6.6% miss)
- Market Capitalization: $7.37 billion
Company Overview
Originally spun off from Dutch financial giant ING in 2013 and rebranded with a name suggesting "voyage," Voya Financial (NYSE:VOYA) provides workplace benefits and savings solutions to U.S. employers, helping their employees achieve better financial outcomes through retirement plans and insurance products.
Revenue Growth
A company’s long-term sales performance can indicate its overall quality. Any business can put up a good quarter or two, but the best consistently grow over the long haul. Regrettably, Voya Financial’s revenue grew at a mediocre 7% compounded annual growth rate over the last five years. This was below our standard for the financials sector and is a poor baseline for our analysis.
We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. Voya Financial’s annualized revenue growth of 7.2% over the last two years aligns with its five-year trend, suggesting its demand was consistently weak. 
Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, Voya Financial reported year-on-year revenue growth of 11.3%, and its $2.11 billion of revenue exceeded Wall Street’s estimates by 5%.
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Key Takeaways from Voya Financial’s Q4 Results
We enjoyed seeing Voya Financial beat analysts’ revenue expectations this quarter. On the other hand, its EPS missed, and this seems to be dragging down shares. The stock traded down 3% to $73.25 immediately following the results.
Is Voya Financial an attractive investment opportunity right now? We think that the latest quarter is only one piece of the longer-term business quality puzzle. Quality, when combined with valuation, can help determine if the stock is a buy. We cover that in our actionable full research report which you can read here (it’s free).