Buy-now-pay-later service Sezzle (NASDAQCM:SEZL) reported Q3 2026 results beating Wall Street’s revenue expectations, with revenue up 42.6% year on year to $166.5 million. Its non-GAAP profit of $1.37 per share was 6.3% above analysts’ consensus estimates.
For more on Sezzle, read our free full research report.
Sezzle (SEZL) Q3 2026 highlights:
- Revenue $166.5 million vs S&P analysts’ consensus estimates of $155.7 million (42.6% year-on-year growth, 6.9% beat)
- Pre-tax profit $61.42 million (36.9% margin)
- Adjusted EPS $1.37 vs S&P analysts’ consensus estimates of $1.29 (6.3% beat)
- Adjusted EPS guidance Management raised its full-year adjusted EPS guidance to $7.20 at the midpoint, a 37.1% increase
- Market capitalization $4.12 billion
“We enter the holiday season with Subscribers approaching one million and transaction frequency reaching a Company high,” stated Charlie Youakim, Sezzle Executive Chairman and CEO. “SezzleCash is showing encouraging results, bringing new Subscribers onto the platform, many of whom subsequently shop with Anywhere at checkout. We are raising FY2026 guidance for the fourth time, with Total Revenue growth now expected to reach approximately 42.5%, Adjusted Net Income of $190 million, and Adjusted Net Income per Diluted Share of $5.45–$5.50. We are also introducing preliminary FY2027 guidance of $7.20 in Adjusted Net Income per Diluted Share.”
Revenue growth
A company’s long-term revenue performance can indicate its overall quality. Even a weak business can perform well for one or two quarters, but a high-quality one grows for years. Sezzle’s revenue grew at a strong 41.1% compounded annual growth rate over the last five years. Its growth surpassed the average financials company and shows its offerings resonate with customers.
Long-term growth matters the most, but within financials, a half-decade historical view may miss recent interest rate changes, market returns and industry trends. Sezzle’s annualized revenue growth of 61.9% over the last two years is above its five-year trend, suggesting its demand was strong and recently accelerated. 
Note: Quarters not shown were determined to be outliers because they were impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, Sezzle reported strong year-on-year revenue growth of 42.6%, and its $166.5 million of revenue beat Wall Street’s consensus estimates by 6.9%.
Key takeaways from Sezzle’s Q3 results
Sezzle’s full-year EPS guidance and quarterly EBITDA both came in well above analysts’ consensus estimates, making this a strong quarter overall. Shares surged 9% to $149.21 immediately after the report.
Sezzle had a solid quarter, but one earnings result doesn’t necessarily make the stock a buy. Assessing the investment case requires a broader look at valuation and business quality as well as the latest earnings. For more, read our full research report here (it’s free).